Understanding The Insurance Claims Process

After I was involved in a large auto accident a few years ago, I realized that I was about to become innately familiar with the claims process. Sure enough, within a few months I started to receive paperwork regarding my accident, and it was really interesting to see how my insurance company handled things. I was able to save a tremendous amount of money by talking with agents about covered and non-covered claims, and it really opened up my eyes about the entire insurance coverage process. Check out this blog for great tips on saving money, living better, and receiving the coverage you need.

Public Adjusters: Who Are They, And What Do They Do

7 December 2022
 Categories: Insurance, Blog

As a homeowner, you likely have a homeowner's insurance policy that protects your home and everything in it. Hopefully, you never need to file a claim, but if you do, you will meet with a public adjuster. Here's what you need to know. What Is a Public Adjuster? A public adjuster is an independent insurance professional that works on behalf of homeowners to help them assess and receive the insurance claims they are entitled to. Read More …

How To Get The Best Rate On Auto Insurance

24 October 2022
 Categories: Insurance, Blog

A lot of motorists shopping for auto insurance hope to get great deals. If you have these intentions too, then be sure to take these actions when pursuing this insurance investment for a vehicle you are planning to drive for the foreseeable future. Start Shopping for Insurance Before Purchasing a Vehicle Something to remember about auto insurance is the rate for it can change pretty fast. For this reason, you want to start your search for auto insurance well before you get a new or used vehicle. Read More …

Auto Insurance Policy Lapse Explained: What Happens When You Lapse

9 September 2022
 Categories: Insurance, Blog

A car insurance lapse is when you don't have car insurance coverage. This will happen when the insurer drops you for whatever reason or you fail to pay your premiums. Where non-payment of premiums is concerned, your insurer will typically give you a grace period before policy cancellation. This grace period is usually 10-20 days long, and making payment for renewal within this window will help you avoid a lapse. Read More …

Aspects That Determine The Cost Of Your Home Insurance

5 August 2022
 Categories: Insurance, Blog

Home insurance is crucial in protecting you from financial loss and damage, e.g., after theft or fire. In some cases, having this coverage can also make you eligible for a mortgage. Although home insurance can be highly flexible, your premium rates may vary due to specific factors. Here are aspects that may determine your home insurance payments:  Location Where you live might play a role when calculating the cost of your policy. Read More …

3 Types Of Optional Auto Insurance You Should Carry If Your Vehicle Is Being Financed

23 June 2022
 Categories: Insurance, Blog

Do you currently have an auto loan that has not yet been paid off? If so, you should know that the minimum amount of auto insurance required by law will not likely provide you with the financial protection you require. This is because the law only requires you to carry liability insurance on your vehicle. All other coverage is considered optional. The problem with this is that liability coverage will not protect against damage to your vehicle. Read More …