After I was involved in a large auto accident a few years ago, I realized that I was about to become innately familiar with the claims process. Sure enough, within a few months I started to receive paperwork regarding my accident, and it was really interesting to see how my insurance company handled things. I was able to save a tremendous amount of money by talking with agents about covered and non-covered claims, and it really opened up my eyes about the entire insurance coverage process. Check out this blog for great tips on saving money, living better, and receiving the coverage you need.

3 Factors That Can Help Reduce Your Auto Insurance Premiums

22 May 2017
 Categories: Insurance, Blog

Insurance providers take many factors into account when determining auto insurance rates. Some, such as age and gender, drivers have no control over. Others, like marital status, drivers can control but likely don't want to change just so they can save on auto insurance. There are still other factors that drivers can control. If you're looking to save on auto insurance, here are some factors that insurers consider and you can use to your advantage. Read More …

Buying Your First Car? Here Are The Primary Expenses You Need Add To Your Budget

5 May 2017
 Categories: Insurance, Blog

Many people earn their driver's licenses well before they graduate high school, but it may be years before they will own and operate their own vehicles. When you become able to purchase a vehicle or finance an auto loan, you have to remember that car payments aren't going to be your only future expense. Being able to prepared for each expense related to owning a car will allow you to live with less financial stress, and you will also be capable of handling unexpected costs. Read More …

Three Insurance Discounts You May Be Able To Get When You Add A Teen Driver To Your Insurance Policy

26 April 2017
 Categories: Insurance, Blog

When a teenager gets their learner's permit, a whole slew of things change in a very short period of time. You will have to help him or her hone in on their driving skills and will have to insure them before they are able to drive any vehicle that you own. Adding a teen driver to your auto insurance policy can be quite costly, but there are some things that you can do to get a discount on the insurance costs, fortunately. Read More …

3 Tips To Reduce Health Insurance Costs For Your Employees

14 April 2017
 Categories: Insurance, Blog

As an employer, you might find it to be important to offer affordable, reliable insurance options for the people who work for you. If you have found that insurance rates are rising, you could be wondering if there is anything that you can do to keep costs to a minimum. These are a few tips that can help you do so. 1. Work With a Group Insurance Broker If you have not worked with a group insurance broker in a while, now might be the time to schedule an appointment with one. Read More …

How Storm Damage To A Roof Is Covered By Insurance

10 April 2017
 Categories: Insurance, Articles

Homeowner's insurance is a necessity if you own the home you live in, but not all policies are equal. In fact, you should check your policy to see if it offers actual cash value payouts or replacement cost payouts. These are very different types of coverage, and they can yield very different results if you need to make a claim for any type of damage. Storm damage to a roof is a very common type of claim made on home insurance, and this will explain how these two types of coverages would be handled if you had to make a claim for this purpose. Read More …