After I was involved in a large auto accident a few years ago, I realized that I was about to become innately familiar with the claims process. Sure enough, within a few months I started to receive paperwork regarding my accident, and it was really interesting to see how my insurance company handled things. I was able to save a tremendous amount of money by talking with agents about covered and non-covered claims, and it really opened up my eyes about the entire insurance coverage process. Check out this blog for great tips on saving money, living better, and receiving the coverage you need.

3 Types Of Optional Auto Insurance You Should Carry If Your Vehicle Is Being Financed

23 June 2022
 Categories: Insurance, Blog

Do you currently have an auto loan that has not yet been paid off? If so, you should know that the minimum amount of auto insurance required by law will not likely provide you with the financial protection you require. This is because the law only requires you to carry liability insurance on your vehicle. All other coverage is considered optional. The problem with this is that liability coverage will not protect against damage to your vehicle. Read More …

What To Expect When Using Home Insurance For A Fire

16 May 2022
 Categories: Insurance, Blog

Are you worried about what would happen if your home caught on fire? If so, it helps to have an overview of what will happen to manage your expectations. While everyone's home insurance policy is different, here are some examples of coverage that you may have in your policy.  Temporary Housing Coverage Your home is not going to be safe to live in for a while after a fire. Even small fires can cause a lot of soot and smoke to be in all parts of your home. Read More …

General Liability And Professional Liability Insurance — Which Do You Need?

29 March 2022
 Categories: Insurance, Blog

As a new business owner, liability insurance is a vital form of personal and financial protection. But what type of liability insurance do you need? The most common forms of business liability insurance are a general and professional liability. What do these mean for you? And do you need one or both? Here's what you need to know.  What Is General Liability? General liability business insurance protects the company and personally-liable owners from lawsuits over injuries or damage caused by their business. Read More …

3 Reasons To Consider Investing In Surety Bonds

24 February 2022
 Categories: Insurance, Blog

Surety bonds are a valuable investment when you are a business owner or manager. By getting them, you can assure your clients and mutual business partners that you will complete all your business and contractual obligations following the set terms and conditions. Surety bonds are an excellent way to tell your consumers you will not defraud them or engage in malpractices to harm them financially. If you do not meet the agreed-upon terms and conditions, the other party will make a claim and recover their damages. Read More …

3 Tips That Can Help You Pay Less For Home Insurance

13 January 2022
 Categories: Insurance, Blog

Home insurance plays an important role in protecting the investment you made in your home and ensuring your financial ability to make major repairs in the future. However, despite the important role that this insurance plays, you may find that high insurance rates are having a negative impact on your current financial situation. Thankfully, it is possible to get the quality insurance coverage that you need without going broke in the process. Read More …