Insurance

After I was involved in a large auto accident a few years ago, I realized that I was about to become innately familiar with the claims process. Sure enough, within a few months I started to receive paperwork regarding my accident, and it was really interesting to see how my insurance company handled things. I was able to save a tremendous amount of money by talking with agents about covered and non-covered claims, and it really opened up my eyes about the entire insurance coverage process. Check out this blog for great tips on saving money, living better, and receiving the coverage you need.

What Should You Know About DBA Workers’ Compensation Insurance?

29 December 2018
 Categories: Insurance, Blog

You may already know that workers' compensation insurance is designed to protect employees who are injured in the workplace. But workers' compensation is generally administered differently from state to state—so what about military workers or private contractors who are stationed outside the U.S., where safety codes and protocol may be different? Read on to learn more about Defense Base Act (DBA) workers' compensation insurance and how it can protect you if you're injured or made ill on the job. Read More …

Insurance Steps To Take When Selling Your House

15 November 2018
 Categories: Insurance, Blog

If you are selling your house, you are probably busy with packing, cleaning, showing the home, and finding a new place to live. However, you should take some time to make sure your insurance company and policy is updated with your plans. Here are some steps you need to take with your home insurance as you go through the process of your home sale.  1. Call and explain you are planning on selling your home. Read More …

Shopping For New Auto Insurance? 3 Mistakes To Avoid

28 September 2018
 Categories: Insurance, Blog

Owning a vehicle will be costly. Not only will you need to purchase and maintain it, but insuring your vehicle will also be necessary. Car insurance policies cover a wide range of issues, including personal injuries, vehicle and other property damage, and even theft. Even though it is legally required, most drivers do not fully understand their insurance policies. If you are currently shopping around for a new auto insurance policy, here are a few mistakes you need to avoid. Read More …

Homes That May Require Specialty Homeowner’s Insurance Coverage

8 August 2018
 Categories: Insurance, Blog

Some homes are better protected by specialty home insurance coverage rather than standard homeowner's insurance coverage. Here are some examples of such homes: Vacation Homes Vacation homes are notorious for the level of risk they face because they are unoccupied most of the time. Here are some of the reasons your vacation home is more likely to trigger an insurance claim than your primary residence: Thieves typically target vacation homes because they are less likely to be caught there A small malfunctioning that could have been fixed, such as a leaking water pipe, can cause expensive damage because there will be no one around to identify and fix the damage It is not easy to maintain a home from afar, and the inadequate maintenance of a vacation home increases the risk of damage Due to all these heightened risks, vacation homes may not be fully covered by standard homeowner's insurance; you may need a rider to ensure your vacation home is adequately covered. Read More …

3 Great Ways To Save Money On Auto Insurance

16 June 2018
 Categories: Insurance, Blog

Once you purchase a car, you need to get auto insurance. It's designed to protect you from financial loss in the event of an accident or theft. While it can be costly, you can save some money thanks to these tips. Shop Around  Every auto insurance provider is going to charge a different price for their insurance options, which is why it's important to do some shopping around. This will involve gathering quotes online, an easy process if you know relevant information about your vehicle. Read More …