Being involved in a hit and run can be extremely stressful and emotional. Not only did the other driver take off without bothering to ask if they did damage or hurt anyone, but they also left you without any information on how to handle the damage financially. This leaves financial obligations up to you and your insurance. To ensure that you are not at a complete loss financially, you will want to take these four important steps upon being involved in the hit and run:
- Get a Police Report: First off, the first step you should take is to stay at the scene and call the police. The police are going to arrive and help take down a police report. This is important because most insurance companies will not process a claim if a police report has not been filed. Plus, filing the police report can also help in attempting to gather information on the other driver. For example, if the driver was possibly caught on any cameras around the buildings where the incident occurred, you can hand the company the police report in order to obtain any information that can be found on the footage.
- Gather Witnesses: If there are any witnesses who can give a description of the vehicle that took off and possibly even the license plate number, you want to ask them to stay at the scene to talk with police. If they can't stay, ask for their phone number so that they can be contacted by the police to put the information they had in the police report.
- Take Pictures of Evidence: Not only do you want pictures of the damage to your vehicle, but also pictures of possible evidence that the hit and run occurred. This includes skid marks and any possible damage the car left behind, such as car parts that may have fallen off their own car when they hit you.
- Go to the Hospital: Finally, you want to be sure that you go to the hospital. If the paramedics arrive on the scene, they will check you out and if they offer to take you, it's a good idea to go ahead and do that. At the hospital, they can run further tests to be sure that you do not have any potential injury that you aren't aware of. This ensures that if there is an injury in the future, you will be compensated for it since it can be proven that it is related to the accident.
When you take these four important steps, you can be sure that you are more likely to be compensated for everything instead of left in a bad financial state due to the fault of another person. To learn more, contact an insurance agency like Northeast Insurance Agency.