Three Insurance Discounts You May Be Able To Get When You Add A Teen Driver To Your Insurance Policy
When a teenager gets their learner's permit, a whole slew of things change in a very short period of time. You will have to help him or her hone in on their driving skills and will have to insure them before they are able to drive any vehicle that you own. Adding a teen driver to your auto insurance policy can be quite costly, but there are some things that you can do to get a discount on the insurance costs, fortunately. The guide that follows walks you through a few tips to use to save money on your insurance costs when insuring a teen driver.
Ask About a Good Grade Discount
Talk to your insurance agent about a discount for students who maintain a high-grade point average. Many insurance companies provide discounts to students with good grades because they associate good grades with being responsible. Children who have good grades are often spending a good portion of their time studying and doing their homework, rather than running around getting into trouble.
Ask About an Educated Driver Discount
There are some insurance companies who will provide you with a discount on insurance costs for your teen driver if your teen goes to a driver's safety course that they suggest. The driver's safety course helps your child learn how to handle any situation that may arise while they are behind the wheel. It can help them be better prepared when driving and help you to save money on the insurance costs.
Ask About a Community Service Discount
Ask the insurance agent if there is a discount available for teens who volunteer their time to community outreach. There are some agencies who will provide a slight discount for community service because they want teens to be able to see that they can make an impact on the world for the better. Proof of volunteer hours will need to be provided to the insurance company in order to qualify for this discount though.
Take the time to talk to your child about the cost of insurance and how important it is for him or her to do everything in their power to maintain good grades and drive safely when they are on the road. You may want to have him or her pay a portion of the insurance costs through chores or a part-time job so that they can learn the value of money and have encouragement to keep the payments as low as they can be. For more information, contact Angel Auto Insurance.