Jared Banks

After I was involved in a large auto accident a few years ago, I realized that I was about to become innately familiar with the claims process. Sure enough, within a few months I started to receive paperwork regarding my accident, and it was really interesting to see how my insurance company handled things. I was able to save a tremendous amount of money by talking with agents about covered and non-covered claims, and it really opened up my eyes about the entire insurance coverage process. Check out this blog for great tips on saving money, living better, and receiving the coverage you need.

How To Change Your Policy If You Will Not Drive For The Next 6 To 12 Months

5 April 2021
 Categories: Insurance, Blog

If you have auto insurance on your vehicle, you probably have it for a number of reasons. It protects you from lawsuits, and it is a legal requirement. It also provides compensation if you wreck your car, but do you need coverage if you will not be driving your car for the next six to twelve months? If you will not drive at all during this time, here are some tips to help you know what to do with your auto insurance. Read More …

Breaking Down 3 Myths About Whole Life Insurance

26 February 2021
 Categories: Insurance, Blog

Whole life insurance is a complicated product with a basic premise — to provide your loved ones with money when you pass away. The money you pay into a whole life insurance policy is divided into a death benefit fund and a cash value account that accrues value over time. As such, it is important to understand the myths and truths surrounding this product. Myth #1: Payouts Only Occur Upon Death Read More …

Six Mistakes You Should Avoid When You Purchase Restaurant Insurance

2 February 2021
 Categories: Insurance, Blog

Restaurant owners need to make sure that they purchase an appropriate restaurant insurance policy to protect their livelihood. The following are six mistakes you should avoid when you purchase restaurant insurance.  Not carrying out a detailed risk assessment A risk assessment is an important first step in insuring your restaurant. Doing a risk assessment will make you aware of all the financial risks your restaurant is facing that you need to be protected against. Read More …

How To Find Your Perfect Auto Insurance Plan

9 December 2020
 Categories: Insurance, Blog

An auto insurance plan is a necessary thing to have if you're planning to get behind the wheel of a vehicle. A good auto insurance plan helps you out if you cause an accident and need coverage for your liabilities. It is also the law in all 50 states that motor vehicle operators must have minimum insurance coverage, or they can be cited. Since you have to purchase auto insurance, always work to get the plan that best serves you. Read More …

FAQs About Auto Insurance Deductibles

23 November 2020
 Categories: Insurance, Blog

Should you choose a high or low auto insurance deductible? Before you select a policy, take a look at the following questions to ask about deductibles. What Is an Insurance Deductible? Whether this is your first car insurance policy or you're new to the industry's lingo, you need to understand what a deductible is before you can choose one. The deductible is the amount of out-of-pocket expenses you will need to pay. Read More …